CT scan, lower back (lumbar spine)
Facility: Hospital for Special Surgery
Billing Code: 72131 (CPT)
This hospital's typical commercial price is $857 compared to the $158 fair price benchmark.
5-Star CMS clinical quality rating paired with 5.42× fair market pricing.
Highest price of the 9 NY hospitals we have prices for — worth calling around.
Black dot = this hospital, among the 9 NY hospitals with a price for this procedure. Full list below.
A fair price for a CT scan, lower back (lumbar spine) is about $158 (about 1.5× the $107 Medicare rate). Hospital for Special Surgery charges insurers about $857, or about $1,266 in cash — well above the fair price. Located in New York, NY.
This price is above the fair BaseRate — you may be able to pay less
Ask the hospital for the cash / self-pay price, check whether you qualify for financial assistance, or negotiate the bill down toward the fair price of about $158. Many patients pay well below the first number they’re quoted — the checklists below walk you through it.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
4 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $36 - $1,183 | 34% |
| Blue Cross Blue Shieldmajor | $80 - $2,063 | 75% |
| Aetnamajor | $140 - $857 | 131% |
| Cignamajor | $105 - $857 | 98% |
| Fidelis Care | $38 - $318 | 36% |
| GEHA | $1,030 | 964% |
| Harvard Pilgrim | $857 - $1,183 | 802% |
| Molina | $857 - $1,124 | 802% |
| + 13 smaller / regional plans | $50 - $2,006 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at Hospital for Special Surgery
Compare: CT scan, lower back (lumbar spine) at other NY hospitals
- The University of Vermont Health Network-Alice Hy · Malone $48
- Saratoga Hospital · Saratoga Springs $51
- Maimonides Medical Center · Brooklyn $52
- Columbia Memorial Hospital · Hudson $53
- The University of Vermont Health Network - Champl · Plattsburgh $56
- Bassett Healthcare · Cooperstown $73
- O'Connor Hospital · Delhi $85
- Bertrand Chaffee Hospital · Springville $91
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at Hospital for Special Surgery (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $586
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $586).
Self-Pay Cash Rate ($1,266) Beats Your Bill
Hospital for Special Surgery's published 45 CFR § 180 self-pay cash rate is $1,266 (vs. $857 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $158 Fair BaseRate ($107 Medicare)
Your bill ($1,613) is $1,455 above the denoised Fair BaseRate ($158) and 15.1× the $107 Medicare rate.
Clinical Quality, Patient Experience & Infection Benchmarks
Source: CMS Hospital Care Compare. Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.