CMS Price Transparency Data

Family therapy session

Facility: Strong Memorial Hospital

Billing Code: 90847 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90847
Insurance Median: $184
Cash Discount Price: $277
vs. Medicare Baseline: 1.01x Medicare

The contracted insurance negotiated median rate for a Family therapy session at Strong Memorial Hospital is $184. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $277. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 1.01x the Medicare baseline. Located in 601 Elmwood Ave, Rochester, NY.

Cash / Self-Pay

$277

Average discount available for prompt cash payment at this facility.

Insurance Median

$184

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Cash / Self-Pay: $277 (153%)

Insurance Median: $184 (101%)

Cash: $277 (153% of Medicare)

Ins. Median: $184 (101% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$49 - $387	27%
Excellus [2201]	$49	27%
Medicaid / KanCare	$52 - $325	29%
UnitedHealthcare	$78 - $325	43%
Aetna	$86 - $261	47%
Excellus Bc/Bs [2201]	$86 - $183	47%
Medicare (plans)	$86 - $246	47%
Excellus Bc/Bs [2201], Bc/Bs Out Of Area [2401]	$88 - $340	49%
Highmark Bc/Bs Of Western Ny [5143]	$94 - $111	52%
Elderplan [1316]	$101 - $102	56%
Icircle [1728]	$101 - $102	56%
Martins Point [1205]	$101 - $222	56%
Nascentia [1729]	$101 - $102	56%
Humana	$102 - $243	56%
Molina Healthcare [5189]	$106	58%
Fidelis [5155]	$123 - $325	68%
Mvp [2900]	$153 - $483	84%
Independent Health [5156]	$161 - $196	89%
Cigna	$234 - $483	129%
Capital District Physicians Health Plan (Cdphp) [5149]	$247 - $332	136%
Molina Healthcare [1723], Molina Healthcare [5189]	$325	179%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $277.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90847.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Strong Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90847.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.