CMS Price Transparency Data

Colonoscopy with biopsy

Facility: Surgical Institute of Reading

Billing Code: 45380 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 45380
Insurance Median: $1,819
Cash Discount Price: $1,726
vs. Medicare Baseline: 1.49x Medicare

The contracted insurance negotiated median rate for a Colonoscopy with biopsy at Surgical Institute of Reading is $1,819. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,726. Compared to the federal Medicare reimbursement reference rate of $1,222.56, this hospital’s rate is 1.49x the Medicare baseline. Located in 2752 Century Boulevard, Wyomissing, PA.

Cash / Self-Pay

$1,726

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,819

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$1,222.56

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $1,222.56 (100%)

Cash / Self-Pay: $1,726 (141%)

Insurance Median: $1,819 (149%)

Cash: $1,726 (141% of Medicare)

Ins. Median: $1,819 (149% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $1,222.56 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Unison	$225 - $1,124	18%
Highmark	$463	38%
Aetna	$1,124 - $4,320	92%
Bhp	$1,124 - $1,926	92%
Geisinger Health Plan	$1,124 - $1,687	92%
Blue Cross Blue Shield	$1,712	140%
United	$2,728	223%
Devon	$3,123	255%
First Health	$3,539	289%
Tricare	$3,644	298%
Cigna	$243,594	19925%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,726.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 45380.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Surgical Institute of Reading is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 45380.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.