C-section delivery (full package)
Facility: St Francis Hospital
Billing Code: 59510 (CPT)
This hospital's typical commercial price is $1,190 compared to the $1,078 fair price benchmark.
3-Star CMS clinical quality rating paired with 1.10× fair market pricing.
Lowest price of the 2 DE hospitals we have prices for — a strong deal.
Black dot = this hospital, among the 2 DE hospitals with a price for this procedure. Full list below.
Note: The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.
A fair price for a C-section delivery (full package) is about $1,078 (about 0.4× the $2,473 Medicare rate). St Francis Hospital charges insurers about $1,190, or about $5,430 in cash — about the fair price. Located in Wilmington, DE.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
6 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $1,150 - $2,930 | 46% |
| Blue Cross Blue Shieldmajor | $297 - $2,930 | 12% |
| Aetnamajor | $255 - $2,930 | 10% |
| Cignamajor | $378 - $2,930 | 15% |
| Humanamajor | $1,190 - $2,930 | 48% |
| Kaiser Permanentemajor | $1,480 | 60% |
| Ambetter (Centene) | $272 - $2,930 | 11% |
| Clover Health | $1,190 | 48% |
| Dean Health Plan | $797 - $4,981 | 32% |
| GEHA | $1,150 | 46% |
| Health Net | $255 - $2,930 | 10% |
| HealthPartners | $2,715 - $2,930 | 110% |
| Meridian | $1,190 - $2,930 | 48% |
| Molina | $2,715 - $2,930 | 110% |
| Paramount | $797 - $4,981 | 32% |
| Presbyterian | $1,190 - $2,930 | 48% |
| Tufts Health Plan | $2,715 - $2,930 | 110% |
| WellMed | $1,190 | 48% |
| WellSense | $2,715 - $2,930 | 110% |
| + 346 smaller / regional plans | $255 - $5,274 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at St Francis Hospital
Compare: C-section delivery (full package) at other DE hospitals
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at St Francis Hospital (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $1,971
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $1,971).
Compare Prompt-Pay Cash Rate Against Remaining Deductible
St Francis Hospital's published 45 CFR § 180 self-pay cash rate is $5,430 (vs. $1,190 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $1,078 Fair BaseRate ($2,473 Medicare)
Your bill ($5,430) is $4,352 above the denoised Fair BaseRate ($1,078) and 2.2× the $2,473 Medicare rate.
Clinical Quality, Patient Experience & Infection Benchmarks
Source: CMS Hospital Care Compare. Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.