CMS Price Transparency Data

MRI, brain (no contrast)

Facility: St Francis Hospital

Billing Code: 70551 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 70551
  • Insurance Median: $848
  • Cash Discount Price: $1,535
  • vs. Medicare Baseline: 3.48x Medicare
The contracted insurance negotiated median rate for a MRI, brain (no contrast) at St Francis Hospital is $848. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,535. Compared to the federal Medicare reimbursement reference rate of $243.77, this hospital’s rate is 3.48x the Medicare baseline. Located in 7Th and Clayton Sts, Wilmington, DE.
Cash / Self-Pay
$1,535

Average discount available for prompt cash payment at this facility.

Insurance Median
$848

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$243.77

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $243.77 (100%)
Cash / Self-Pay: $1,535 (630%)
Insurance Median: $848 (348%)
Cash: $1,535 (630% of Medicare)
Ins. Median: $848 (348% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $243.77 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 348% of the Medicare baseline (a markup of 248%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Pace-Trinity Health $249 102%
Saint Francis Life $249 102%
Blue Cross Blue Shield $254 - $924 104%
Cigna $256 - $1,462 105%
Medicare (plans) $260 - $266 107%
Blue Shield - De (Highmark) Medciare Advantage $262 107%
Highmark Health Options Dual Plan $262 107%
Aetna $269 - $1,951 110%
Coventry $305 125%
Delaware First Health $416 171%
Medicaid / KanCare $827 339%
Blue Benefit Administrators Of Massachusetts $848 348%
Blue Care Network $848 348%
Blue Distinction Transplant $848 348%
Blue Shield - Ca $848 348%
Blue Shield - Id (Regence) $848 348%
Blue Shield - Ny Highmark Northeastern $848 348%
Blue Shield - Ny Highmark Western $848 348%
Blue Shield - Pa (Highmark) $848 348%
Blue Shield - Wa (Regence) $848 348%
Meritain $1,951 800%
Trustmark Small Business Benefits $1,951 800%
Devon Health Services $2,244 921%
Galaxy Health Network $2,244 921%
Multiplan $2,244 921%
Prime Health Services $2,244 921%
Three Rivers Provider Network $2,244 921%
Wc Corvel $2,244 921%
Geha $2,268 930%
UnitedHealthcare $2,268 930%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 7Th and Clayton Sts, Wilmington, DE 19805
  • CMS Rating: ★★★☆☆
  • Ownership Type: Voluntary non-profit - Private
  • Hospital Type: Acute Care Hospitals