CMS Price Transparency Data

MRI, brain (with and without contrast)

Facility: St Francis Hospital

Billing Code: 70553 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 70553
  • Insurance Median: $1,421
  • Cash Discount Price: $2,497
  • vs. Medicare Baseline: 3.99x Medicare
The contracted insurance negotiated median rate for a MRI, brain (with and without contrast) at St Francis Hospital is $1,421. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $2,497. Compared to the federal Medicare reimbursement reference rate of $356.43, this hospital’s rate is 3.99x the Medicare baseline. Located in 7Th and Clayton Sts, Wilmington, DE.
Cash / Self-Pay
$2,497

Average discount available for prompt cash payment at this facility.

Insurance Median
$1,421

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$356.43

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $356.43 (100%)
Cash / Self-Pay: $2,497 (701%)
Insurance Median: $1,421 (399%)
Cash: $2,497 (701% of Medicare)
Ins. Median: $1,421 (399% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $356.43 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 399% of the Medicare baseline (a markup of 299%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Pace-Trinity Health $364 102%
Saint Francis Life $364 102%
Blue Cross Blue Shield $371 - $1,502 104%
Cigna $375 - $2,378 105%
Medicare (plans) $381 - $389 107%
Blue Shield - De (Highmark) Medciare Advantage $382 107%
Highmark Health Options Dual Plan $382 107%
Aetna $393 - $1,951 110%
Coventry $446 125%
Delaware First Health $674 189%
Medicaid / KanCare $1,345 377%
Blue Benefit Administrators Of Massachusetts $1,421 399%
Blue Care Network $1,421 399%
Blue Distinction Transplant $1,421 399%
Blue Shield - Ca $1,421 399%
Blue Shield - Id (Regence) $1,421 399%
Blue Shield - Ny Highmark Northeastern $1,421 399%
Blue Shield - Ny Highmark Western $1,421 399%
Blue Shield - Pa (Highmark) $1,421 399%
Blue Shield - Wa (Regence) $1,421 399%
Meritain $1,951 547%
Trustmark Small Business Benefits $1,951 547%
Devon Health Services $3,650 1024%
Galaxy Health Network $3,650 1024%
Multiplan $3,650 1024%
Prime Health Services $3,650 1024%
Three Rivers Provider Network $3,650 1024%
Wc Corvel $3,650 1024%
Geha $3,688 1035%
UnitedHealthcare $3,688 1035%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 7Th and Clayton Sts, Wilmington, DE 19805
  • CMS Rating: ★★★☆☆
  • Ownership Type: Voluntary non-profit - Private
  • Hospital Type: Acute Care Hospitals