CMS Price Transparency Data

X-ray, hand

Facility: St Francis Hospital

Billing Code: 73130 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 73130
  • Insurance Median: $199
  • Cash Discount Price: $287
  • vs. Medicare Baseline: 2.24x Medicare
The contracted insurance negotiated median rate for a X-ray, hand at St Francis Hospital is $199. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $287. Compared to the federal Medicare reimbursement reference rate of $88.91, this hospital’s rate is 2.24x the Medicare baseline. Located in 7Th and Clayton Sts, Wilmington, DE.
Cash / Self-Pay
$287

Average discount available for prompt cash payment at this facility.

Insurance Median
$199

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$88.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $88.91 (100%)
Cash / Self-Pay: $287 (323%)
Insurance Median: $199 (224%)
Cash: $287 (323% of Medicare)
Ins. Median: $199 (224% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 224% of the Medicare baseline (a markup of 124%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Delaware First Health $77 87%
Pace-Trinity Health $91 102%
Saint Francis Life $91 102%
Blue Cross Blue Shield $93 - $207 105%
Cigna $94 - $328 106%
Blue Shield - De (Highmark) Medciare Advantage $95 107%
Highmark Health Options Dual Plan $95 107%
Medicare (plans) $95 - $97 107%
Aetna $98 - $344 110%
Coventry $111 125%
Medicaid / KanCare $124 - $186 139%
Blue Benefit Administrators Of Massachusetts $182 205%
Blue Care Network $182 205%
Blue Distinction Transplant $182 205%
Blue Shield - Ca $182 205%
Blue Shield - Id (Regence) $182 205%
Blue Shield - Ny Highmark Northeastern $182 205%
Blue Shield - Ny Highmark Western $182 205%
Blue Shield - Pa (Highmark) $182 205%
Blue Shield - Wa (Regence) $182 205%
Amerihealth $199 224%
Meritain $229 - $344 258%
Trustmark Small Business Benefits $229 - $344 258%
Devon Health Services $335 - $504 377%
Galaxy Health Network $335 - $504 377%
Multiplan $335 - $504 377%
Prime Health Services $335 - $504 377%
Three Rivers Provider Network $335 - $504 377%
Wc Corvel $335 - $504 377%
Geha $339 - $509 381%
UnitedHealthcare $339 - $509 381%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 7Th and Clayton Sts, Wilmington, DE 19805
  • CMS Rating: ★★★☆☆
  • Ownership Type: Voluntary non-profit - Private
  • Hospital Type: Acute Care Hospitals