CMS Price Transparency Data

Cataract surgery with lens implant

Facility: Lower Keys Medical Center

Billing Code: 66984 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$2,706

about 1.1× the $2,358 Medicare rate · typically $2,050–$4,201

modeled estimate · not a bill or quote

What this hospital charges insurers

$2,560

About the fair price

about $146 under the fair price · 1.1× Medicare

Medicare pays $2,358 Fair price $2,706 This hospital $2,560 Cash price $7,087 Hospital's list price $26,247

How we calculate the fair BaseRate →

How this hospital compares to other FL hospitals

Highest price of the 9 FL hospitals we have prices for — worth calling around.

Cheapest $524 Priciest $2,560

Black dot = this hospital, among the 9 FL hospitals with a price for this procedure. Full list below.

A fair price for a Cataract surgery with lens implant is about $2,706 (about 1.1× the $2,358 Medicare rate). Lower Keys Medical Center charges insurers about $2,560, or about $7,087 in cash — about the fair price. Located in Key West, FL.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

5 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$62 - $20,184	3%
Blue Cross Blue Shieldmajor	$2,540 - $22,054	108%
Aetnamajor	$18,320	777%
Cignamajor	$15,486	657%
Humanamajor	$1,748 - $2,540	74%
Amerigroup	$1,866	79%
AvMed	$22,310	946%
Molina	$1,917	81%
Simply Healthcare	$1,866 - $3,000	79%
WellCare	$1,866	79%
+ 12 smaller / regional plans	$1,697 - $26,247

Government programs also on file: Medicare, Medicaid, Military & VA.

Excludes 5 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 7,087), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 66984.

Insurance Before you use insurance

Call your insurance company to confirm Lower Keys Medical Center is in-network.
Ask your insurer whether prior approval is required for CPT code 66984.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Lower Keys Medical Center

Compare: Cataract surgery with lens implant at other FL hospitals

Insurance negotiated median for the same procedure, sorted lowest first.