CMS Price Transparency Data

CT scan, lower back (lumbar spine)

Facility: Lower Keys Medical Center

Billing Code: 72131 (CPT)

The BaseRate · fair price medium confidence

A fair price for this

$114

about 1.1× the $107 Medicare rate · typically $97–$323

modeled estimate · not a bill or quote

What this hospital charges insurers

$117

About the fair price

about $3 over the fair price · 1.1× Medicare

Medicare pays $107 Fair price $114 This hospital $117 Cash price $1,684 Hospital's list price $5,433

How we calculate the fair BaseRate →

How this hospital compares to other FL hospitals

Highest price of the 9 FL hospitals we have prices for — worth calling around.

Cheapest $68 Priciest $117

Black dot = this hospital, among the 9 FL hospitals with a price for this procedure. Full list below.

⚠ The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.

A fair price for a CT scan, lower back (lumbar spine) is about $114 (about 1.1× the $107 Medicare rate). Lower Keys Medical Center charges insurers about $117, or about $1,684 in cash — about the fair price. Located in Key West, FL.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

5 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$62 - $4,178	58%
Blue Cross Blue Shieldmajor	$115 - $5,433	108%
Aetnamajor	$3,792	3550%
Cignamajor	$3,205	3001%
Humanamajor	$106 - $115	99%
Amerigroup	$113	106%
AvMed	$4,618	4324%
Molina	$116	109%
Simply Healthcare	$113 - $1,684	106%
WellCare	$113	106%
+ 12 smaller / regional plans	$103 - $5,433

Government programs also on file: Medicare, Medicaid, Military & VA.

Excludes 5 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 1,684), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 72131.

Insurance Before you use insurance

Call your insurance company to confirm Lower Keys Medical Center is in-network.
Ask your insurer whether prior approval is required for CPT code 72131.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Lower Keys Medical Center

Compare: CT scan, lower back (lumbar spine) at other FL hospitals

Insurance negotiated median for the same procedure, sorted lowest first.