CMS Price Transparency Data

Electrocardiogram (EKG, tracing only)

Facility: Lower Keys Medical Center

Billing Code: 93005 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 93005
  • Insurance Median: $129
  • Cash Discount Price: $114
  • vs. Medicare Baseline: 2.14x Medicare
The contracted insurance negotiated median rate for a Electrocardiogram (EKG, tracing only) at Lower Keys Medical Center is $129. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $114. Compared to the federal Medicare reimbursement reference rate of $60.27, this hospital’s rate is 2.14x the Medicare baseline. Located in 5900 College Road, Key West, FL.
Cash / Self-Pay
$114

Average discount available for prompt cash payment at this facility.

Insurance Median
$129

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$60.27

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $60.27 (100%)
Cash / Self-Pay: $114 (189%)
Insurance Median: $129 (214%)
Cash: $114 (189% of Medicare)
Ins. Median: $129 (214% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $60.27 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 214% of the Medicare baseline (a markup of 114%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Florida Childrens Medical Services $26 43%
Medicaid / KanCare $26 - $28 43%
South Florida Community Care Network $26 43%
Humana $27 - $65 45%
Amerigroup $28 46%
Positive Healthcare $28 46%
Simply Healthcare $28 - $114 46%
Wellcare $28 46%
Wellcare Healthease $28 46%
Molina $29 48%
Prestige Health Choice $30 50%
Magellan $31 51%
Veterans Eval Services $59 98%
UnitedHealthcare $62 - $283 103%
Tricare $63 105%
Blue Cross Blue Shield $65 - $368 108%
Medicare (plans) $65 108%
Ultimate Health $65 108%
Node Champva $66 110%
Node Non Par Hospice Agree $66 110%
Node United Behavioral Va Ccn $66 110%
Node Va $66 110%
Correct Care Solutions $73 121%
Node Us Dept Of Labor $82 136%
Self Pay $99 - $129 164%
State Auto Insurance Fl $132 219%
Cigna $217 360%
Prime Health Work Comp Fl $238 395%
Fl Work Comp $245 407%
Heritage Summit Work Comp Fl $245 407%
Aetna $257 426%
Monroe County $276 458%
Evolutions Healthcare Systems $294 - $349 488%
Keys Energy $294 488%
Prime Health Ppo $294 488%
Avmed Health Plan $312 518%
Direct Healthcare $368 611%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 5900 College Road, Key West, FL 33040
  • CMS Rating: ★★★★☆
  • Ownership Type: Proprietary
  • Hospital Type: Acute Care Hospitals