CMS Price Transparency Data

Group therapy session

Facility: Lower Keys Medical Center

Billing Code: 90853 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 90853
  • Insurance Median: $253
  • Cash Discount Price: $128
  • vs. Medicare Baseline: 2.44x Medicare
The contracted insurance negotiated median rate for a Group therapy session at Lower Keys Medical Center is $253. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $128. Compared to the federal Medicare reimbursement reference rate of $103.79, this hospital’s rate is 2.44x the Medicare baseline. Located in 5900 College Road, Key West, FL.
Cash / Self-Pay
$128

Average discount available for prompt cash payment at this facility.

Insurance Median
$253

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$103.79

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $103.79 (100%)
Cash / Self-Pay: $128 (123%)
Insurance Median: $253 (244%)
Cash: $128 (123% of Medicare)
Ins. Median: $253 (244% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $103.79 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 244% of the Medicare baseline (a markup of 144%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Veterans Eval Services $28 27%
Molina $80 77%
Tricare $108 104%
Self Pay $111 - $144 107%
Blue Cross Blue Shield $112 - $412 108%
Humana $112 108%
Medicare (plans) $112 108%
Ultimate Health $112 108%
Node Champva $114 110%
Node Non Par Hospice Agree $114 110%
Node United Behavioral Va Ccn $114 110%
Node Va $114 110%
UnitedHealthcare $114 - $203 110%
Correct Care Solutions $125 120%
Simply Healthcare $128 123%
Node Us Dept Of Labor $142 137%
Prime Health Work Comp Fl $216 208%
Fl Work Comp $223 215%
Heritage Summit Work Comp Fl $223 215%
State Auto Insurance Fl $227 219%
Cigna $243 234%
Aetna $288 277%
Monroe County $309 298%
Evolutions Healthcare Systems $330 - $392 318%
Keys Energy $330 318%
Prime Health Ppo $330 318%
New Directions $335 323%
Avmed Health Plan $350 337%
Direct Healthcare $412 397%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 5900 College Road, Key West, FL 33040
  • CMS Rating: ★★★★☆
  • Ownership Type: Proprietary
  • Hospital Type: Acute Care Hospitals