CMS Price Transparency Data

MRI, brain (with and without contrast)

Facility: Lower Keys Medical Center

Billing Code: 70553 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 70553
  • Insurance Median: $931
  • Cash Discount Price: $3,137
  • vs. Medicare Baseline: 2.61x Medicare
The contracted insurance negotiated median rate for a MRI, brain (with and without contrast) at Lower Keys Medical Center is $931. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $3,137. Compared to the federal Medicare reimbursement reference rate of $356.43, this hospital’s rate is 2.61x the Medicare baseline. Located in 5900 College Road, Key West, FL.
Cash / Self-Pay
$3,137

Average discount available for prompt cash payment at this facility.

Insurance Median
$931

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$356.43

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $356.43 (100%)
Cash / Self-Pay: $3,137 (880%)
Insurance Median: $931 (261%)
Cash: $3,137 (880% of Medicare)
Ins. Median: $931 (261% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $356.43 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 261% of the Medicare baseline (a markup of 161%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
UnitedHealthcare $62 - $7,783 17%
Veterans Eval Services $337 95%
Tricare $371 104%
Blue Cross Blue Shield $384 - $6,477 108%
Humana $384 - $400 108%
Medicare (plans) $384 108%
Ultimate Health $384 108%
Florida Childrens Medical Services $388 109%
Medicaid / KanCare $388 - $427 109%
South Florida Community Care Network $388 109%
Node Champva $390 109%
Node Non Par Hospice Agree $390 109%
Node United Behavioral Va Ccn $390 109%
Node Va $390 109%
Amerigroup $427 120%
Positive Healthcare $427 120%
Simply Healthcare $427 - $3,000 120%
Wellcare $427 120%
Wellcare Healthease $427 120%
Correct Care Solutions $429 120%
Molina $439 123%
Prestige Health Choice $451 127%
Magellan $466 131%
Node Us Dept Of Labor $488 137%
State Auto Insurance Fl $780 219%
Prime Health Work Comp Fl $903 253%
Fl Work Comp $931 261%
Heritage Summit Work Comp Fl $931 261%
Self Pay $2,733 - $3,542 767%
Cigna $5,971 1675%
Aetna $7,064 1982%
Monroe County $7,591 2130%
Evolutions Healthcare Systems $8,097 - $9,615 2272%
Keys Energy $8,097 2272%
Prime Health Ppo $8,097 2272%
Avmed Health Plan $8,603 2414%
Direct Healthcare $10,121 2840%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 5900 College Road, Key West, FL 33040
  • CMS Rating: ★★★★☆
  • Ownership Type: Proprietary
  • Hospital Type: Acute Care Hospitals