CMS Price Transparency Data

Physical therapy (neuromuscular re-education)

Facility: Lower Keys Medical Center

Billing Code: 97112 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 97112
  • Insurance Median: $156
  • Cash Discount Price: $76
  • vs. Medicare Baseline: 4.77x Medicare
The contracted insurance negotiated median rate for a Physical therapy (neuromuscular re-education) at Lower Keys Medical Center is $156. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $76. Compared to the federal Medicare reimbursement reference rate of $32.73, this hospital’s rate is 4.77x the Medicare baseline. Located in 5900 College Road, Key West, FL.
Cash / Self-Pay
$76

Average discount available for prompt cash payment at this facility.

Insurance Median
$156

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$32.73

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $32.73 (100%)
Cash / Self-Pay: $76 (232%)
Insurance Median: $156 (477%)
Cash: $76 (232% of Medicare)
Ins. Median: $156 (477% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $32.73 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 477% of the Medicare baseline (a markup of 377%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Molina $24 73%
Tricare $31 95%
Veterans Eval Services $31 95%
Blue Cross Blue Shield $33 - $244 101%
Humana $33 101%
Medicare (plans) $33 101%
Node Champva $33 101%
Ultimate Health $33 101%
Node Non Par Hospice Agree $34 104%
Node United Behavioral Va Ccn $34 104%
Node Va $34 104%
UnitedHealthcare $34 - $187 104%
Correct Care Solutions $37 113%
Node Us Dept Of Labor $53 162%
Prime Health Work Comp Fl $56 171%
Fl Work Comp $58 177%
Heritage Summit Work Comp Fl $58 177%
Self Pay $66 - $85 202%
State Auto Insurance Fl $68 208%
Simply Healthcare $76 232%
Cigna $144 440%
Aetna $170 519%
Monroe County $183 559%
Evolutions Healthcare Systems $195 - $231 596%
Keys Energy $195 596%
Prime Health Ppo $195 596%
Avmed Health Plan $207 632%
Direct Healthcare $244 745%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 5900 College Road, Key West, FL 33040
  • CMS Rating: ★★★★☆
  • Ownership Type: Proprietary
  • Hospital Type: Acute Care Hospitals