CMS Price Transparency Data

Speech therapy (language evaluation)

Facility: Lower Keys Medical Center

Billing Code: 92507 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 92507
  • Insurance Median: $328
  • Cash Discount Price: $154
  • vs. Medicare Baseline: 4.31x Medicare
The contracted insurance negotiated median rate for a Speech therapy (language evaluation) at Lower Keys Medical Center is $328. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $154. Compared to the federal Medicare reimbursement reference rate of $76.15, this hospital’s rate is 4.31x the Medicare baseline. Located in 5900 College Road, Key West, FL.
Cash / Self-Pay
$154

Average discount available for prompt cash payment at this facility.

Insurance Median
$328

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$76.15

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $76.15 (100%)
Cash / Self-Pay: $154 (202%)
Insurance Median: $328 (431%)
Cash: $154 (202% of Medicare)
Ins. Median: $328 (431% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $76.15 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 431% of the Medicare baseline (a markup of 331%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Molina $55 72%
Tricare $73 96%
Veterans Eval Services $74 97%
Blue Cross Blue Shield $77 - $609 101%
Humana $77 101%
Medicare (plans) $77 101%
Node Champva $77 101%
Ultimate Health $77 101%
Node Non Par Hospice Agree $78 102%
Node United Behavioral Va Ccn $78 102%
Node Va $78 102%
UnitedHealthcare $78 - $468 102%
Correct Care Solutions $86 113%
Self Pay $111 - $213 146%
Node Us Dept Of Labor $122 160%
Simply Healthcare $127 - $189 167%
Prime Health Work Comp Fl $131 172%
Fl Work Comp $135 177%
Heritage Summit Work Comp Fl $135 177%
State Auto Insurance Fl $156 205%
Cigna $242 - $359 318%
Aetna $287 - $425 377%
Monroe County $308 - $457 404%
Evolutions Healthcare Systems $328 - $579 431%
Keys Energy $328 - $487 431%
Prime Health Ppo $328 - $487 431%
Avmed Health Plan $349 - $518 458%
Direct Healthcare $411 - $609 540%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 5900 College Road, Key West, FL 33040
  • CMS Rating: ★★★★☆
  • Ownership Type: Proprietary
  • Hospital Type: Acute Care Hospitals