CMS Price Transparency Data

Urinalysis (automated, with microscopy)

Facility: Lower Keys Medical Center

Billing Code: 81001 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 81001
  • Insurance Median: $5
  • Cash Discount Price: $50
  • vs. Medicare Baseline: 1.58x Medicare
The contracted insurance negotiated median rate for a Urinalysis (automated, with microscopy) at Lower Keys Medical Center is $5. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $50. Compared to the federal Medicare reimbursement reference rate of $3.17, this hospital’s rate is 1.58x the Medicare baseline. Located in 5900 College Road, Key West, FL.
Cash / Self-Pay
$50

Average discount available for prompt cash payment at this facility.

Insurance Median
$5

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$3.17

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $3.17 (100%)
Cash / Self-Pay: $50 (1577%)
Insurance Median: $5 (158%)
Cash: $50 (1577% of Medicare)
Ins. Median: $5 (158% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $3.17 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Florida Childrens Medical Services $2 63%
Humana $2 - $3 63%
Medicaid / KanCare $2 - $3 63%
South Florida Community Care Network $2 63%
UnitedHealthcare $2 - $124 63%
Amerigroup $3 95%
Blue Cross Blue Shield $3 - $162 95%
Correct Care Solutions $3 95%
Magellan $3 95%
Medicare (plans) $3 95%
Molina $3 95%
Node Champva $3 95%
Node Non Par Hospice Agree $3 95%
Node United Behavioral Va Ccn $3 95%
Node Va $3 95%
Positive Healthcare $3 95%
Prestige Health Choice $3 95%
Simply Healthcare $3 - $50 95%
Tricare $3 95%
Ultimate Health $3 95%
Veterans Eval Services $3 95%
Wellcare $3 95%
Wellcare Healthease $3 95%
Fl Work Comp $4 126%
Heritage Summit Work Comp Fl $4 126%
Node Us Dept Of Labor $4 126%
Prime Health Work Comp Fl $4 126%
State Auto Insurance Fl $6 189%
Self Pay $44 - $57 1388%
Cigna $95 2997%
Aetna $113 3565%
Monroe County $121 3817%
Evolutions Healthcare Systems $129 - $154 4069%
Keys Energy $129 4069%
Prime Health Ppo $129 4069%
Avmed Health Plan $137 4322%
Direct Healthcare $162 5110%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 5900 College Road, Key West, FL 33040
  • CMS Rating: ★★★★☆
  • Ownership Type: Proprietary
  • Hospital Type: Acute Care Hospitals