CMS Price Transparency Data

MRI, lower back (no contrast)

Facility: HCA Florida Fort Walton-Destin Hospital

Billing Code: 72148 (CPT)

The BaseRate · fair price low confidence

A fair price for this

$2,202

about 9.0× the $244 Medicare rate · typically $313–$3,110

modeled estimate · not a bill or quote

Medicare pays $244 Fair price $2,202 Cash price $14,000 Hospital's list price $14,000

How we calculate the fair BaseRate →

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

2 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Aetna Blue Cross Blue ShieldCignaHumanaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$518 - $6,300	212%
Aetnamajor	$3,399 - $5,100	1394%
AvMed	$3,110 - $7,000	1276%
Molina	$2,660 - $4,480	1091%
+ 6 smaller / regional plans	$2,156 - $14,000

Excludes 8 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 14,000), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 72148.

Insurance Before you use insurance

Call your insurance company to confirm HCA Florida Fort Walton-Destin Hospital is in-network.
Ask your insurer whether prior approval is required for CPT code 72148.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at HCA Florida Fort Walton-Destin Hospital

Compare: MRI, lower back (no contrast) at other FL hospitals

Insurance negotiated median for the same procedure, sorted lowest first.