CMS Price Transparency Data

MRI, lower back (no contrast)

Facility: Physicians Regional Medical Center - Pine Ridge

Billing Code: 72148 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 72148
  • Insurance Median: $435
  • Cash Discount Price: $1,396
  • vs. Medicare Baseline: 1.78x Medicare
The contracted insurance negotiated median rate for a MRI, lower back (no contrast) at Physicians Regional Medical Center - Pine Ridge is $435. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,396. Compared to the federal Medicare reimbursement reference rate of $243.77, this hospital’s rate is 1.78x the Medicare baseline. Located in 6101 Pine Ridge Road, Naples, FL.
Cash / Self-Pay
$1,396

Average discount available for prompt cash payment at this facility.

Insurance Median
$435

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$243.77

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $243.77 (100%)
Cash / Self-Pay: $1,396 (573%)
Insurance Median: $435 (178%)
Cash: $1,396 (573% of Medicare)
Ins. Median: $435 (178% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $243.77 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Childrens Medical Services $153 63%
Medicaid / KanCare $153 - $168 63%
UnitedHealthcare $153 - $1,566 63%
Humana $158 - $245 65%
Integral Health $161 66%
Wellcare $161 66%
Simply Healthcare Plan $162 66%
Magellan $165 68%
Amerigroup $167 69%
Prestige Health $178 73%
Veterans Eval Services $228 94%
Tricare $237 97%
Aetna $245 - $4,120 101%
Blue Cross Blue Shield $245 - $2,766 101%
Medicare (plans) $245 101%
Node Champva $249 102%
Node Non Par Hospice Agree $249 102%
Node Va $249 102%
Freedom Optimum $253 104%
Node Wellcare Mcr Adv $257 105%
Node Us Dept Of Labor $311 128%
Occunet $418 - $1,350 171%
Prime Health Work Comp Fl $451 185%
Rockport $451 185%
Florida Workers Compensation $465 191%
Florida State Auto Insurance $498 204%
Ambetter / Centene $635 260%
Cigna $891 366%
Self Pay $1,117 - $1,489 458%
Community Health Partners $1,283 526%
Simply Healthcare $1,924 789%
Avmed $2,358 967%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 6101 Pine Ridge Road, Naples, FL 34119
  • CMS Rating: ★★☆☆☆
  • Ownership Type: Proprietary
  • Hospital Type: Acute Care Hospitals