CMS Price Transparency Data

Vaginal delivery (full package)

Facility: Witham Health Services

Billing Code: 59400 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 59400
Insurance Median: $2,446
Cash Discount Price: $2,195
vs. Medicare Baseline: 1.10x Medicare

The contracted insurance negotiated median rate for a Vaginal delivery (full package) at Witham Health Services is $2,446. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $2,195. Compared to the federal Medicare reimbursement reference rate of $2,214.42, this hospital’s rate is 1.10x the Medicare baseline. Located in 2605 N Lebanon St, Lebanon, IN.

Cash / Self-Pay

$2,195

Average discount available for prompt cash payment at this facility.

Insurance Median

$2,446

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$2,214.42

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $2,214.42 (100%)

Cash / Self-Pay: $2,195 (99%)

Insurance Median: $2,446 (110%)

Cash: $2,195 (99% of Medicare)

Ins. Median: $2,446 (110% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $2,214.42 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$1,945 - $3,136	88%
Mdwise Health In-All Plans	$1,988	90%
Caresource Mcr Adv	$2,028	92%
Aetna	$2,047 - $2,321	92%
UnitedHealthcare	$2,446	110%
Phcs/Multiplan-All Plans	$2,854	129%
Sagamore-All Plans	$2,885	130%
Humana	$2,917	132%
Beech Street-All Plans	$2,948	133%
Encore-All Plans	$2,980	135%
Caresource Indiana Marketplace-All Other Plans	$3,777	171%
Mhs Comml Exch-All Plans	$7,841	354%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $2,195.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 59400.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Witham Health Services is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 59400.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.