CMS Price Transparency Data

Gallbladder removal (laparoscopic)

Facility: Stevens Community Medical Center Inc

Billing Code: 47562 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 47562
Insurance Median: $692
Cash Discount Price: $1,139
vs. Medicare Baseline: 0.11x Medicare

The contracted insurance negotiated median rate for a Gallbladder removal (laparoscopic) at Stevens Community Medical Center Inc is $692. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,139. Compared to the federal Medicare reimbursement reference rate of $6,176.47, this hospital’s rate is 0.11x the Medicare baseline. Located in 400 East First Street, Morris, MN.

Cash / Self-Pay

$1,139

Average discount available for prompt cash payment at this facility.

Insurance Median

$692

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$6,176.47

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $6,176.47 (100%)

Cash / Self-Pay: $1,139 (18%)

Insurance Median: $692 (11%)

Cash: $1,139 (18% of Medicare)

Ins. Median: $692 (11% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $6,176.47 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$410 - $942	7%
Triwest - All Plans	$569 - $571	9%
Humana	$575 - $577	9%
Medica Mcaid Mn Care	$647	10%
Medica Mcr Adv Mayo	$661	11%
UnitedHealthcare	$891 - $1,178	14%
Medica Ifb	$1,013	16%
Hpi Health Partners - All Plans	$1,042	17%
Medica Comm - All Other Plans	$1,196	19%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,139.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 47562.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Stevens Community Medical Center Inc is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 47562.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.