CMS Price Transparency Data

Vaginal delivery (full package)

Facility: St Joseph Health System, LLC

Billing Code: 59400 (CPT)

The BaseRate · fair price medium confidence

A fair price for this

$3,912

about 1.8× the $2,214 Medicare rate · typically $1,882–$11,058

modeled estimate · not a bill or quote

What this hospital charges insurers

$4,838

Above the fair price

about $926 over the fair price · 2.2× Medicare

Medicare pays $2,214 Fair price $3,912 This hospital $4,838 Cash price $1,415 Hospital's list price $4,838

How we calculate the fair BaseRate →

How this hospital compares to other IN hospitals

Highest price of the 9 IN hospitals we have prices for — worth calling around.

Cheapest $994 Priciest $4,838

Black dot = this hospital, among the 9 IN hospitals with a price for this procedure. Full list below.

A fair price for a Vaginal delivery (full package) is about $3,912 (about 1.8× the $2,214 Medicare rate). St Joseph Health System, LLC charges insurers about $4,838, or about $1,415 in cash — above the fair price. Located in Fort Wayne, IN.

This price is above the fair BaseRate — you may be able to pay less

Ask the hospital for the cash / self-pay price, check whether you qualify for financial assistance, or negotiate the bill down toward the fair price of about $3,912. Many patients pay well below the first number they’re quoted — the checklists below walk you through it.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

3 of 6 major insurers have a published price at this hospital

✓ Blue Cross Blue Shield✓ Aetna✓ Cigna UnitedHealthcareHumanaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
Blue Cross Blue Shieldmajor	$1,028 - $1,920	46%
Aetnamajor	$1,304 - $3,600	59%
Cignamajor	$916 - $5,294	41%
Medical Mutual	$2,835 - $5,294	128%
+ 10 smaller / regional plans	$680 - $5,294

Government programs also on file: Military & VA.

Excludes 6 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 1,415), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 59400.

Insurance Before you use insurance

Call your insurance company to confirm St Joseph Health System, LLC is in-network.
Ask your insurer whether prior approval is required for CPT code 59400.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at St Joseph Health System, LLC

Compare: Vaginal delivery (full package) at other IN hospitals

Saint Joseph Regional Medical Center · Mishawaka $994
Dukes Memorial Hospital · Peru $1,061
Bluffton Regional Medical Center · Bluffton $1,258
Northwest Health-La Porte · La Porte $1,873
Johnson Memorial Hospital · Franklin $1,988
Lutheran Hospital of Indiana · Fort Wayne $1,988
Kosciusko Community Hospital · Warsaw $1,988
Decatur County Memorial Hospital · Greensburg $1,988

Insurance negotiated median for the same procedure, sorted lowest first.